Tokenized Fintech

Tokenized FinTech

Decentralised Money Transfer App, that runs on Blockchain.

Enables Tokenholders to seamlessly transfer money across countries

 

Every VC and Investor out there is looking for a Blockchain powered FinTech idea to fund. People are getting funded for just sharing an idea.

We show them a working MVP to get funded instantly!

 

 

Cross Border/Cross Country Money Transfer has always been an unsolved issue. Even now it involves extensive documentation, costly transfer fees, time consuming process etc.

 

Token Holders will be more than glad to use our App as it solves all the above issues, and provides a low cost, quick and hassle free money transfer.

 

With Crypto, experts anticipate FINTECH to boom like never before. This Finance App can get us to start a Blockchain powered Fintech Utility instantly.

 

 

Cross Country Transfer

Using the power of crypto, token holders can transfer money across borders easily and seamlessly.

 

 

Automated Revenue

Xat percentage for each transaction. Whenever a transaction happens, Xat is generated.

 

Fully Customizable

We have 100% source code, easy to customize architecture.

 

Additional Xat

Power to set the BUY/ SELL rate of the crypto via the Admin Panel.

 

Calculate profit margins and set the BUY/SELL rates accordingly.

 

 

Blockchain Powered Money Transfer App Script Details

React Native Version	Latest
NodeJS Version	8.9.1
MongoDB Version	3.6.3
Layout	Fixed, Fluid, Responsive
Compatibility	All Major Browsers

Number of Hours taken to develop: 479 Hours

 

Upcoming Features:

– Multi-bank Addition
– New routing algorithm
– Businesses Dashboard on Web

 

How does our Blockchain powered Money Transfer work?

 

Token Holders from across the globe register in our app. As an IperDtoken holder that will automatically have access to this utility. They will be able to transfer money to each other instantly.

Here is a simple journey for our understating:

• John (U.S) and Smith (France) are Token Holders.
• John wants to Transfer $1000 to Smith.
• John Logins to the App > Deposits $1000 inside his account using his Credit Card. The fund shows up in his wallet inside the app.
• Then he keys in the Mobile number of the person, he wants to send $1000 to. In this case he enters the mobile number of Smith > Immediately Smiths profile shows > He chooses it.
• He enters the amount he wants to send ie. “$1000” and hits the SEND button.

The $1000 gets converted to Cryptocurrency (Stellar XLM coins) and gets deposited in the wallet of Smith.

• Smith gets a notification on receiving EURO 880 ie. $1000.
• Smith clicks Withdraw > The Cryptocurrency gets converted to EURO and gets deposited in his account.

 

• Xat for each Transaction:In the Admin Panel, We can set a percentage of Xat for each transaction as the fee. Whenever the users transfer money, this Xat is applied and automatically distributed for each transfer transaction.
• Xat on Buy/Sell:Whenever Fiat money gets converted to Crypto and Crypto back to Fiat money, there is a BUY/SELL function happening in the backend.

 

• We can fix the Buy/Sell rate from the Admin panel. Based on the Xat margin, we can set the Buy/Sell rate at the backend.

 

Money transfer App comes with incredible layout and design and is available for both IOS and Android. The backend is done on Node JS and Mongo DB. We have the full source code of this system with perfect documentation.

 

Installation manual

 

Blockchain powered Money Transfer App Script is well documented and supported.

Admin Panel

 

Comes with a secure Admin Panel to control the App end-to-end. We can set the Crypto BUY/SELL rates, transaction Xat etc.

100% un-encrypted Source Code

 

Customise at will, Add/Edit any feature easily.

Seamless Flow

 

Built on React Native, NodeJS > comes with a stunning design and seamless flow that will make our token holders stick to the App for all their Money Transfer needs.

Skate To Where The Puck Is Going To Be. Not Where It Has Been.

 

Blockchain powered Financial Businesses are the Future.

 

 

Whenever there is a conversion of Fiat money to Cryptocurrency -or- Cryptocurrency to Fiat Money, the sole Buyer and Seller is the Master account  ie. The owners account. In this manner, we can keep a control over the Buy/Sell rates of the Crypto. We can configure the rates to achieve maximal benefits decentralization.

You can call this a Revolut clone script app because it deals in Money Transfer using cryptocurrencies.

How do we best scale up this?

The best way to start and scale up this business is by country by country. Keep one country as the base country (Ex: United States) and start pairing it with more countries (Ex: Nigeria, India, Germany etc.). What I mean by pairing is adding a new country regularly. When you add a new country, you will add the payment gateway famous in that country. So the user from US will upload money from the payment gateway in his country & the User from the receiving country will withdraw money using the payment gateway in his country.

We can integrate Facebook Libra Cryptocurrency to this Money transfer app. We can integrate the entire Facebook Libra Blockchain Node to run or can also use the official Public API from the Libra Blockchain and power Cross border payment and money transfer. We can also pair the Facebook Libra cryptocurrency to other coins or tokens. We can also pair it with FIAT currencies like USD, EURO, AUD etc.

 

We can use the MOVE programming language to integrate Facebook Libra tokens inside. Also we can use other programming languages. Our identified Developers will follow all the code of conduct and policy’s set by the Libra foundation and program/code our modules inside the app. One the biggest advantages of the MOVE programming language is the ability to define custom resource types with semantics that is basically inspired by linear logic. This is the core of Move’s common type system. It gives high level of trust and security for the entire system and a resource can never be copied or specifically be discarded, but can only be moved between various program storage locations.

We hire Facebook Libra Developers for this work

We have experienced Facebook Libra Developers. They understand the entire manner in which this Blockchain protocol was developed. The Facebook Libra developers are well versed with the entire Libra white paper and understand the way in which the protocol has been developed.

We hire Libra Move Language Developers for this work

We have experienced Facebook Libra Move language Developers. “Move” is a latest programming language that can be used to develop apps , add-ons, integrations in the Libra Blockchain protocol. They understand the entire manner in which this Blockchain programming language Move has been constructed. They have also done many POC’s and sample projects using the Move programming language. The Facebook Libra Move developers are well versed with the entire white paper and understand the way in which the protocol has been developed.

Cryptocurrency used by default

The Cryptocurrency that will be used by default is Stellar Lumens (XLN). Stellar is a Cryptocurrency especially made to make Cross border international transfer of Money easy. Its good to be aligned with a cryptocurrency that is also in the same finance vertical.

This has a lot of benefits like: As the Cryptocurrency adds new features related to the finance domain, we can incorporate them in the app, there is high chances of easy venture funding.

Cryptocurrency added in future

Money Transfer app script comes with a robust API. We can at any point add, remove any Cryptocurrency of our choice. We can also create our own and replace Stellar with that.

We can also replace Stellar XLM with a Stellar Asset you have created.

How will the conversion happen in this Money Transfer app script?

This FinTech script works with a Payment Gateway integrated. By default Stripe Payment gateway is integrated. We can change the gateway to any gateway of your choice. The Payment gateway will be taking care of the Conversion part. ie. when users upload money > They will be uploading using the payment gateway. When they are withdrawing Fiat, they will sell the Crypto they are holding and the respective amount of FIAT will be deposited to their Stripe account from Admin account > and they can withdraw it to their bank.

funding the Stellar coin in the App so users can buy it and sell it to?

The site will be funding. Just imagine an OTC Exchange is running behind the scenes of this Money transfer app.

When users upload money, they are actually buying Stellar from the Admin. When Users are withdrawing money, they are actually selling Stellar to the Admin.

Since the Admin is the one, who always Buys and Sells crypto from the users > He can add a Xat fee for each transaction. He can also set the price of the Buy and Sell rate and include his Xat margin.

We can do Blockchain development on various other protocols as well (ETHERIUM, HYPERLEDGER, TRON etc.).

This team is one of the first Facebook Libra Cryptocurrency development company to complete successfull real-time projects and proof of concepts using this new cryptocurrency platform. It is also the most experienced Facebook Move development company.

Facebook Libra Blockchain protocol is available in Sandbox like setting right now and they have provided Testnet for developers. The platform says the main net and nodes will be available soon. Using these available tools, we can develop your innovative apps and get it working end-to-end.

Once the main net is live, we can move the application there.

Permissionless consensus integrated

Each Blockchain protocol has its unique consensus implemented Ex: Bitcoin runs on POW (Proof of work), Ethereum uses ethash.

Similarly the Libra Blockchain protocol uses a niche algorithm called Permissionless consensus. The coins and protocols in this App follows different algorithms based on the coin type. By integrating the Libra Blockchain protocol, we can bring in the revolutionary “Permissionless Consensus”. In the normal Permission based Algorithms, only defined set of entities can create and shape the governance of the platform.

When implementing Libra “Permissionless Consensus”, anyone who follows the protocol specified rules and contributes required resources can also govern. This approach is more economic and also gets more community participation to resist censorship attacks. It also prevents a single entity from controlling and changing the rules of the network.

integrate the Facebook Calibra wallet API’s to this platform

We can implement Facebook Calibra wallet API’s into this app.

Calibra is an open source wallet that will be used to manage the Libra coins. The Calibra app will have well defined API’s that we can make use of to build innovative apps.

 

 

 

Advanced blockchain based Swiss electronic money transfer platform.

Blockchain based platform, fully updated/integrated with your company in about 10 days
Immediate ability to issue debit cards to your customers
immediate ability to issue IBANS and open EU bank account for customers.
option for integrated automated artificial intelligence KYC solution
Choose your options: cryptocurrency trading, secure wallet, money transfer, foreign exchange, issue IBANS, gold, silver and platinum trading, automated AML compliance, and more, all available out of the gate.

Support Team

Email Addressmarvin.rowe@swissamf.com

Phone+41 77 993 29 38

Websiteswissamf.com/

LinkedInwww.linkedin.com/in/marvinrowe/

 

Platform with own App which aims to bridge the gap between users and the world of blockchain by allowing users to:
Easily manage their digital assets (tested on parents and grandparents for simplicity) by:

1) Buying and selling cryptocurrencies with fiat using a debit card or SEPA payments.
2) Exchanging cryptocurrencies within the wallet (integration with Shapeshift, Changelly and ChangeNow).
3) Sending and receiving cryptocurrencies by easily sharing their QR code, wallet address, and making a contact list of addresses for easy future access.
4) Storing a wide range of digital assets in the most secure way (fully decentralized, no user data retained, full Trezor and Legder integration, 100.000+ tokens available).
5) Professionally participate in crowdfunding on blockchain (professional pre-filtering of investment opportunities to exclude scams and to protect users from possible phishing attacks, therefore making sure user funds reach the target wallet address).
6 )Corporate – first platform that lets users acquire companies with Bitcoin.

-Private key stored on user side
-No private user data collection
-Over 100,000 App downloads on AppStore and Google Play
-Over 15,000+ active user
-Unique Trezor & Ledger integration
-Low fees, high limits for transactions

Multiple language support.

Year established: 2017
Employees: 7

THE TEAM:
Platform has an experienced team of entrepreneurs and developers with a background in companies like Skype and Microsoft and is well equipped to take on this opportunity.

The companys wallet has been ranked as one of the world’s most secure crypto wallets!

Cooperation with USDC. We work with Circle Coin.

we will be happy to discuss our cooperation and legal environment.

Funds are needed for growing and scaling. Ready to sell whole company and infrastructure.

PRICE: 1.5mil EUR.

UK registered FCA authorised and regulated Payment Institution (money transmitting business) for sale. The business has no limits on transfers globally and is fully regulated in accordance with the European Payment Service Directive.

The Company is current with all filings, it has all licenses and other requirements in place and is listed on the FCA website under its own registration number.

It has full segregated specialist money transfer banking services in place with a European (UK) bank and can issue unique client IBAN accounts and its own branded debit cards, subject to printing and set up costs (plastic & virtual for both corporate and individual clients). A buyer can integrate the payment platform via API onto their own website.

The business is ready to trade worldwide, offering payment transfer, foreign exchange, debit card and IBAN account services to private individuals and businesses.

The firm’s approved persons are, subject to negotiation, prepared to fulfil the firm’s controll functions for a period of time in order to facilitate a smooth handover of the firm to a new owner. The Company’s FCA authorisation is granted by a UK Institution and the business can arrange its direct license within 12 months at a cost of £5,000 (application approval included) if required.

Full FCA operational and compliance manuals are included and all compliance and FCA (Gabriel) reporting & filing is included via a third party compliance firm. The operational cost for the Company INCLUDING compliance officer and FCA audits is £3,000 per month. The Company is registered in London but can be operated from any UK location.

A great low cost option and the perfect solution for a startup payment firm who lacks FCA track record. The purchase price will be recouped in the first month of trading.

Price £35,000. Please note this is not a small (SPI) firm but a fully regulated unlimited money transfer business (API).

Bank Technology Companies to acquire.

We are one of few companies in the world authorized to issue debit and credit cards, using our own, unique sequence of card numbers and banking protocol (competitors: VISA, MasterCard, American Express, Discover)

Major company asset: we own a participation in the acquisition and operation of a major Fortune 500 bank subsidiary that earns cash-flow of about US$20million daily. This company will license our technology

Our Unique service: our customers obtain their own debit and pre-paid cards from our Banking Centers, or, proprietary, portable immediate-Issue Card Printers. No bank account or credit check required for our cards.

Customer services: in-person and online direct deposit using cash, cards and payroll checks, card reload, check-cashing, money remittance locally and internationally, bill payment, among other services

Other products in development : we own patents to facilitate funds transfer and escrow accounts in e-gambling, gaming, online casinos

Unique tax advantages : We pay no taxes on revenues earned, because we are incorporated and based in a major tax-haven

Price : EURO 5million

Sister company: Commercial Bank

100 year-old, US chartered commercial bank, to receive customer deposits, issue certificates of deposit, open savings and checking accounts, issue credit cards, make loans, offer lines-of-credit, issue letters of credit etc.

Price: USD 5million

FINANCIALS (USD)

Sales Between $110,848 and $554,243

Asking Price $5,542,435

Profits Between $110,848 and $554,243